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More than just good credit


Turn simple, everyday purchases into extra cash and dream vacations.

Explore your options

Our family of Visa cards* offers a wide range of options for all your personal needs.
From earning cash back for simply making everyday purchases to amazing travel rewards, we know you'll find a card that's right for you.

Visa* Cashback

Every dollar counts. Get cash back on purchases and double points for gas, with no annual fee.

  • Annual Fee $0
  • Interest Rate 19.90%
  • Zero liability fraud protection
  • Rewards:
    • 1 point for every $1 spent
    • DOUBLE points for gas purchases

​Insurance on purchases made with your card

  • 90-day purchase protection
  • Double the manufacturer’s warranty (up to one year)
  • Mobile device insurance

Visa* Classic

Low-rate, low-fee card. Great for owners who sometimes carry a balance on their card, or are looking to get their first credit card.

  • Annual Fee $30
  • Interest Rate 11.90%
  • Zero liability fraud protection

​Insurance on purchases made with your card 

  • 90-day purchase protection 
  • Double the manufacturer’s warranty (up to one year) 
  • Mobile device insurance 

Visa* Centra Gold

Get our lowest interest rate and rewards on every purchase, for a low annual fee.

  • Annual Fee $50
  • Interest Rate 9.90%
  • Zero liability fraud protection
  • Rewards:
    • 1 point for every $1 spent

​Insurance on purchases made with your card 

  • 90-day purchase protection 
  • Double the manufacturer’s warranty (up to one year) 
  • ​Auto rental collision and loss 
  • Common carrier accident protection 

Visa * FlexRate

Your card. Your rewards. Your way. Enjoy a credit line, custom interest rate, and the most flexible rewards program available.

  • Annual Fee $40
  • Interest Rate 9.90 - 18.90%
  • Zero liability fraud protection
  • Rewards:
    • 1 point for every $1 spent

​Insurance on purchases made with your card

  • 90-day purchase protection
  • Double the manufacturer’s warranty (up to one year)
  • Mobile device insurance

Visa* Travel Rewards Gold

Travel points, protection, and peace of mind.

  • Annual Fee $99
  • Interest Rate 19.90%
  • Zero liability fraud protection
  • Rewards: 
    • 1 point for every $1 spent
    • DOUBLE points for foreign currencies

​Insurance on purchases made with your card

  • 90-day purchase protection
  • Auto rental collision and loss for vehicles rented up to 48 consecutive days.
  • Accident protection up to $1,000,000 with common carriers.
  • Emergency health care coverage up to $5,000,000 including coverage for grandchildren travelling with the cardholder.
  • Trip cancellation insurance up to $2,000
  • Unlimited trip interruption insurance
  • Lost or delayed baggage coverage
  • 24/7 travel assistance

Visa* Infinite

The Visa Infinite Card is more than a luxury, with a premium rewards program and excellent insurance coverage at a competitive rate and annual fee – it’s life lived to its fullest!

  • Annual Fee $120
  • Interest Rate 19.90%
  • Zero liability fraud protection
  • Rewards: 
    • 2 points for every $1 spent

​Insurance on purchases made with your card

  • 90 day purchase protection
  • Double the manufacturer’s warranty (up to one year)
  • Price protection
  • Auto rental collision and loss for vehicles rented up to 48 consecutive days.
  • Accident protection up to $1,000,000 with common carriers.
  • Emergency health care coverage up to $5,000,000 including coverage for grandchildren travelling with the cardholder.
  • Trip cancellation insurance up to $2,000
  • Unlimited trip interruption insurance
  • Lost or delayed baggage coverage
  • 24/7 travel assistance

Visa* US Dollar

Ideal for those who frequent the United States and are looking to avoid fees while traveling or shopping stateside.

  • Annual Fee $50 USD
  • Interest Rate 19.90%
  • Zero liability fraud protection
  • Rewards:
    • 1 point for every $1 USD spent

​Insurance on purchases made with your card

  • 90-day purchase protection
  • Double the manufacturer’s warranty (up to one year)
  • Price protection
  • Auto rental collision and loss for vehicles rented up to 48 consecutive days.
  • Accident protection up to $1,000,000 with common carriers.
  • Emergency health care coverage up to $5,000,000 including coverage for grandchildren travelling with the cardholder.
  • Trip cancellation insurance up to $2,000
  • Unlimited trip interruption insurance
  • Lost or delayed baggage coverage
  • 24/7 travel assistance

Visa* Student

The smartest choice for convenience, security, and credit-building.

  • Annual Fee $0
  • Interest Rate 11.90%
  • Zero liability fraud protection

​Insurance on purchases made with your card

  • 90-day purchase protection
  • Double the manufacturer’s warranty (up to one year)
  • Mobile device insurance

Questions

We're happy to help.

Contact Us

Lost or stolen Visa?

Get in touch. We’ll take care of it.

Member Card services

Phone:     604-654-2000
Toll Free:     1-888-963-2000

Hours:
M-F 10am-5pm
Sat 10am-3pm

After Hours:     Call 1-888-277-1043

VISA Cardholder Service

Available 24/7, every day of the year.

Canada and US:         1-855-341-4643
International Collect:  1-647-252-9549

For full terms and conditions on all cards, click here.
*The Community Savings Credit Union Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa. Visa is a trademark of Visa Int. and is used under license.